Terms and Conditions

Last updated: 7 août 2025

Effective date: 7 août 2025

1. Acceptance of Terms

By accessing and using this website and the services provided by viontelarqosxaq ("we," "us," or "our"), you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by the above, please do not use this service.

These Terms and Conditions apply to all visitors, users, and others who access or use our services.

2. Description of Services

viontelarqosxaq provides financial planning subscription services. Our services include access to financial planning tools, resources, and professional guidance as described on our website.

We reserve the right to modify, suspend, or discontinue any aspect of our services at any time without prior notice.

3. User Responsibilities

As a user of our services, you agree to:

  • • Provide accurate, current, and complete information
  • • Maintain the security of your account credentials
  • • Notify us immediately of any unauthorized use of your account
  • • Use the services only for lawful purposes
  • • Not interfere with or disrupt the services or servers
  • • Comply with all applicable laws and regulations

4. Subscription and Payment Terms

Subscription fees are billed in advance on a monthly basis. Payment is due upon subscription and will automatically renew unless cancelled.

You may cancel your subscription at any time. Cancellations will take effect at the end of the current billing period. No refunds will be provided for partial months.

We reserve the right to change our subscription fees upon 30 days' notice. Such notice may be provided via email or by posting the changes on our website.

5. Intellectual Property Rights

All content on this website, including but not limited to text, graphics, logos, images, audio clips, and software, is the property of viontelarqosxaq or its content suppliers and is protected by international copyright laws.

You may not reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store, or transmit any of the material on our website without our prior written consent.

6. Privacy and Data Protection

Your use of our services is also governed by our Privacy Policy. Please review our Privacy Policy, which also governs the site and informs users of our data collection practices.

We process personal data in accordance with applicable data protection laws, including GDPR for EU residents.

7. Prohibited Uses

You are prohibited from using the site or its content:

  • • For any unlawful purpose or to solicit others to perform unlawful acts
  • • To violate any international, federal, provincial, or state regulations, rules, laws, or local ordinances
  • • To infringe upon or violate our intellectual property rights or the intellectual property rights of others
  • • To harass, abuse, insult, harm, defame, slander, disparage, intimidate, or discriminate
  • • To submit false or misleading information
  • • To upload or transmit viruses or any other type of malicious code

8. Disclaimers and Limitations of Liability

The information on this website is provided on an "as is" basis. To the fullest extent permitted by law, viontelarqosxaq:

  • • Excludes all representations and warranties relating to this website and its contents
  • • Excludes all liability for damages arising out of or in connection with your use of this website

This includes, without limitation, direct loss, loss of business or profits, and any indirect, incidental, special, or consequential loss.

9. Indemnification

You agree to defend, indemnify, and hold harmless viontelarqosxaq and its licensee and licensors, and their employees, contractors, agents, officers and directors, from and against any and all claims, damages, obligations, losses, liabilities, costs or debt, and expenses (including but not limited to attorney's fees).

10. Termination

We may terminate or suspend your account and bar access to the service immediately, without prior notice or liability, under our sole discretion, for any reason whatsoever and without limitation, including but not limited to a breach of the Terms.

If you wish to terminate your account, you may simply discontinue using the service or contact us to cancel your subscription.

11. Dispute Resolution — Arbitration / EU ODR Platform

Any disputes arising out of or relating to these Terms and Conditions or the use of our services shall be resolved through binding arbitration in accordance with the rules of the arbitration body in our jurisdiction.

For users residing in the European Union: In accordance with EU regulations, we provide a link to the European Commission's Online Dispute Resolution (ODR) platform. This platform can be used to resolve disputes related to online purchases and services:

https://ec.europa.eu/consumers/odr/

Our email for dispute resolution matters: info@viontelarqosxaq.com

12. Governing Law

These Terms shall be governed and construed in accordance with the laws of Droit français - Tribunaux de Paris, without regard to its conflict of law provisions.

Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights.

13. Severability

If any provision of these Terms is held to be invalid or unenforceable by a court, the remaining provisions of these Terms will remain in effect.

14. Changes to Terms

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will provide at least 30 days notice prior to any new terms taking effect.

By continuing to access or use our service after any revisions become effective, you agree to be bound by the revised terms.

15. Contact Information

If you have any questions about these Terms and Conditions, please contact us at:

viontelarqosxaq

6 Rue Pierre Dupont, 69001 Lyon

Email: info@viontelarqosxaq.com

Phone: +33 1 34269945